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Boy... did I start an interesting debate... And, these scenarios that Stephen painted are perfectly plausible. It really could happen... in any of those ways.
I am going to send this to my agent for response. Perhaps y'all can do the same and see where the coverage really does get extended to.  You can just copy
This insurance business really ticks me off! I have paid for 30 years for motorcycle insurance and never had a claim! At this point they should lower my
I have more then $1000 in the gear I ride in. When I found out Nationwide was not going to cover any of it I was a little bit angry. At the next renewal the
Great topic - Seldom discussed. Michael Stock makes a good point. We often shop insurance by price alone, but only when something unfortunate happens do you