From: fred bock <frbock@...>
Subject: Re: [VDOG] Info on Hoss
To: drifter@yahoogroups.com
Date: Tuesday, January 6, 2009, 3:19 PM

I did find a website from the NH insurance commission. This is a quick
excerpt from them

You should also refer any questions or disputes to the New Hampshire
Insurance Department.
In-State and Local: 603.271.2261
TTY/TDD Relay Services: 1.800.735.2964
http://www.nh. gov/insurance/ index.htm

What coverage is available for debris removal, power outages,
lightning, frozen water pipes, water damage due to the breakage of
frozen pipes, and the weight of ice and snow causing a roof, porch, or
deck to collapse?

Power outages: The typical homeowners policy excludes from coverage
damages from power outages unless they result directly from covered
"perils" (wind, hail, lightning, etc.). For example, if lightning
strikes the house and causes a power interruption, the consequent
spoilage of food in a freezer is covered.

Frozen water pipes: The typical policy covers repair of frozen pipes
and the damage they cause. An exception can occur when the dwelling is
vacant or under construction unless you use reasonable care to:
a) maintain heat in the building or b) shut off the water supply and
drain the system and appliances of water.

--- In drifter@yahoogroups .com, shariMellis@ ... wrote:
>
>
> He sent me a text message telling me that he and other families in
his area
> are considering bringing a class action suit against the power
company.? Not
> because the power went out but because they kept telling them that
the power
> would be on "tomorrow".? They told them that for many days which is
why they
> kept hanging on and staying at their houses thinking it wouldn't
last as long
> as it did.
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> -----Original Message-----
> From: fred bock <frbock@...>
> To: drifter@yahoogroups .com
> Sent: Sun, 4 Jan 2009 9:06 pm
> Subject: Re: [VDOG] Info on Hoss
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> To be quite honest, I'm not thrilled with the leach (my mother in law
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> was asst. Solicitor General for NYS so, I know what the state can
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> bring for free, if you can get them involved).
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> But, on the flip, knowing Hoss, it's probably better that he has
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> someone with a little more stamina to go after them. You need it.
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> --- In drifter@yahoogroups .com, shariMellis@ wrote:
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> > A lawyer is involved now because there are several families that
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> are in the
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> > same situation as he is. He did take pictures of the damage and
then he
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> > had some friends go help him gut the house on Christmas day.? When I
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> talk
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> > to him again I will tell him your suggestion about filing a claim
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> with the
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> > power company.
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> > Thank you.
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> > -----Original Message-----
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> > From: fred bock <frbock@>
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> > To: drifter@yahoogroups .com
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> > Sent: Wed, 31 Dec 2008 10:10 pm
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> > Subject: Re: [VDOG] Info on Hoss
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> > Hi,
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> > I think an earlier post got lost. My sister-in-law had National Grid,
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> > power went out for a week, and pipes froze. They paid for the damage.
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> > Unless he's on a municipal power company (don't know them, never
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> > worked for one, don't know if they have special protection - worked
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> > at a for profit power company for 10 years), he NEEDS to file a claim
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> > with the power company for damages. Get pictures, get an adjuster. Get
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> > some record of the damage.
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> > Odds are high that they will pay.
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> > Personally I think his insurance company sucks. They should have paid
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> > him, and filed the claim (plus processing costs).
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> > --- In drifter@yahoogroups .com, shariMellis@ wrote:
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> > > Just hung up with Hoss a few minutes ago.? He says he has lost 70%
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> > of all his belongings and the inside of his house.? He is living at a
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> > hotel being used as a Red Cross shelter and has no internet access.
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> > > If any one is interested in helping him there has been a fund set up
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> > at Bank of America named,
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> > > "Hoss Ice Damage Fund".
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> > > It seems you have to go in person into a BOA to do the donation.?
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> > Otherwise, if anyone would like his?physical address for mailing him a
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> > letter?I can provide it to you.
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> > > Shari
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